Andrew May, CFP®

For People Like You

Pre-Retirees

You’ve worked hard to build your savings—now you’re starting to ask, “Am I on track?” and “When can I retire?” I help you create a clear plan by evaluating your readiness, optimizing your savings strategy, and preparing for key decisions like Social Security, retirement income, and taxes. My goal is to help you move into retirement with confidence and clarity.

Retirees

Pre-Retirees

You’ve made the transition into retirement—now the focus shifts to making your money last and supporting your lifestyle. I help you create a reliable, tax-efficient income from your investments, manage taxes over time, and adjust your plan as life evolves. With a thoughtful strategy in place, you can spend less time worrying about finances and more time enjoying what matters most.

Frequently Asked Questions

Where are my brokerage accounts held?

Clients' accounts are maintained at Charles Schwab or Wells Fargo Clearing Services.

What is your approach to managing investment portfolios?

Clients’ portfolios are designed around three important factors:
• Your financial goals (retirement, income, legacy, etc.)
• Your comfort level with market ups and downs
• Your time horizon (when you will need the money)

Portfolios are globally diversified across U.S. and international stocks and bonds using low-cost, tax-efficient exchange-traded funds (ETFs) and, in some cases, institutional mutual funds. These funds are generally designed to track a specific market index or asset class rather than trying to outperform the market.

Client portfolios are invested in professionally designed model portfolios created and managed by established asset management firms.

My approach is long-term and follows a buy, hold, and rebalance strategy. This means we stay disciplined, avoid emotional decisions, and periodically adjust the portfolio to maintain your intended allocation.

We do not engage in:
• Individual stock picking
• Options trading
• Speculation
• Market timing

My philosophy is based on diversification, discipline, and long-term planning.

How are you compensated?

Advisory services are provided on a fee-basis, where clients pay a monthly or quarterly agreed-upon advisory fee that is deducted from their account(s). I also receive a commission when a client purchases an insurance product such as a term life insurance policy.

Do you have an investment minimum?

My practice supports both high-net worth individuals as well as the mass affluent, where clients generally have more than $100,000 of investable assets.

Are you accepting new clients?

Yes, I am accepting new clients. You can click the link below to schedule an introductory phone call. I look forward to hearing from you!

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

ADVISORY SERVICES OFFERED THROUGH REGISTER FINANCIAL ADVISORS, LLC.

Securities offered throUGH Register financial associates, inc., finra broker/dealer
DISCLOSURES | FINRA BROKER CHECK | EMERGENCY PROCEDURES | CFP ® BOARD | FORM CRS

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.

INFORMATION CONTAINED HEREIN HAS BEEN DERIVED FROM SOURCES BELIEVED TO BE RELIABLE, BUT IS NOT GUARANTEED AS TO THE ACCURACY AND DOES NOT PURPORT TO BE A COMPLETE ANALYSIS OF THE SECURITY, COMPANY, OR INDUSTRY INVOLVED. THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE INVESTMENT ADVICE, NOR SHOULD IT BE CONSIDERED A RECOMMENDATION TO PURCHASE OR SELL ANY PARTICULAR SECURITY OR IMPLEMENT ANY PARTICULAR INVESTMENT STRATEGY. WE RESERVE THE RIGHT TO MODIFY OUR CURRENT INVESTMENT STRATEGIES AND TECHNIQUES BASED ON CHANGING MARKET DYNAMICS OR CLIENT NEEDS. IT SHOULD NOT BE ASSUMED THAT ANY OF THE SECURITIES TRANSACTIONS, HOLDINGS OR SECTORS DISCUSSED WERE OR WILL PROVE TO BE PROFITABLE, OR THAT THE INVESTMENT RECOMMENDATIONS OR DECISIONS WE MAKE IN THE FUTURE WILL BE PROFITABLE. INVESTING INVOLVES RISK, INCLUDING POSSIBLE LOSS OF PRINCIPAL. THE STRATEGIES DISCUSSED HEREIN MAY NOT BE SUITABLE FOR ALL INVESTORS AND YOU ARE URGED TO DISCUSS THE SPECIFIC RISKS WITH YOUR ADVISER PRIOR TO INVESTING.

PAST PERFORMANCE DOES NOT GUARANTEE OR INDICATE FUTURE RESULTS. CURRENT PERFORMANCE MAY BE LOWER OR HIGHER THAN ANY PERFORMANCE QUOTED. THE VALUE OF INVESTMENTS AND THE INCOME DERIVED FROM THEM MAY GO DOWN AS WELL AS UP AND ARE NOT GUARANTEED. YOU MAY NOT GET BACK THE AMOUNT YOU ORIGINALLY INVESTED.

WE ACCEPT NO LIABILITY FOR THE CONTENT OF THIRD-PARTY WEBSITES LINKED THROUGH THIS WEBSITE, OR FOR THE CONSEQUENCES OF ANY ACTIONS TAKEN ON THE BASIS OF THE INFORMATION PROVIDED, UNLESS THAT INFORMATION IS SUBSEQUENTLY CONFIRMED IN WRITING.

ADDITIONAL INFORMATION ABOUT THE RISKS CAN BE FOUND IN FORM ADV PART 2, WHICH IS AVAILABLE FREE OF CHARGE UPON REQUEST.

Register Financial

Helping You Transition from Saving to Retirement Income

For People Like You

Pre-Retirees

Pre-Retirees

Pre-Retirees

Retirees

Pre-Retirees

Pre-Retirees

Frequently Asked Questions

Register Financial

Helping You Transition from Saving to Retirement Income

For People Like You

Pre-Retirees

Pre-Retirees

Pre-Retirees

Retirees

Pre-Retirees

Pre-Retirees

Frequently Asked Questions

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